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Consolidating pension pots

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Access full content on the International Adviser site and amend your account details. By Robbie Lawther , 2 Sep Two key developments in the pensions space may lead millions of savers to consider consolidating multiple smaller pension pots into a single, larger one. Automatic enrolment into workplace pensions potentially gives workers a separate new pension each time they change job; while the pensions dashboard will enable people to see all the different retirement pots they have built up over their life in a single place. Throwing away enhanced tax free cash or early retirement options attached to old pensions. Best Practice consolidation Pensions Royal London.
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Pensions: five reasons to think twice before putting it all in one pot

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Making the most of your pensions - Money Advice Service

Taking control of debt, free debt advice, improving your credit score and low-cost borrowing. Renting, buying a home and choosing the right mortgage. Running a bank account, planning your finances, cutting costs, saving money and getting started with investing. Understanding your employment rights, dealing with redundancy, benefit entitlements and Universal Credit. Planning your retirement, automatic enrolment, types of pension and retirement income. Buying, running and selling a car, buying holiday money and sending money abroad. Protecting your home and family with the right insurance policies.
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Should I combine my pensions?

E xperts often say it makes sense for savers to combine all their pensions in one place, so they have a single pot that is easier to manage. But former pensions minister Steve Webb this week issued a warning for consumers to think carefully. He says there were five good reasons to think twice before consolidating small pension pots, and that for some people there is a risk they could end up worse off.
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Please refresh the page and retry. T he average British worker will have six jobs in their lifetime, with this figure rising to 12 for millennials. That can make things complicated when planning your retirement because of the many pension pots you may accumulate.

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